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INSURANCE AND FINANCIAL PROTECTION
WINTER 2007 & 2008
INSURANCE AND FINANCIAL PROTECTION
INSURANCE
Any form of travel includes a degree of risk and we strongly recommend being adequately covered before departing from the UK on any of our holidays. In conjunction with Planet Earth Insurance Services we offer a specifically designed package which provides comprehensive cover for all our winter holidays. The only exception relates to snowmobiling and we know of no policy that does not make the following stipulations: IMPORTANT NOTE ON SNOWMOBILE DRIVING For all holidays (except in Suomo) that include snowmobile driving you are liable for any damage you may cause to the machines. For major damages (normally those over £400) you will be covered by the owner's insurance. In the unlikely event that you damage a snowmobile in a significant manner you will only be charged the policy excess, not the full cost of repair. You will be asked to agree to these conditions, either verbally or in writing, before driving a snowmobile, and the excess amount will be specified. Snowmobiles are easy to drive and damage is rare. Remain alert, drive considerately and always follow the guides' instructions and safety briefing closely. ENSURE YOU HAVE ADEQUATE INSURANCE COVER Before purchasing any policy you should satisfy yourself that it meets your specific needs. If you have any questions or wish to see the full details and terms and conditions of our insurance policy please contact our reservations staff. If you do choose our policy at the time of booking or prior to your departure, your certificate will be automatically sent with your confirmation invoice.
Individual Policies Period Covered Up to 5 Days Up to 10 Days Adults £35 £40 Europe Children (under 18 yrs) £20 £25 Sum Insured Up to £5,000,000 Up to £250 Up to £1,000 Up to £5,000 Up to £2,000 Adult £300/Child £100 Adult £300/Child £100 Up to £100 Up to £400 in all Adult £200/Child £50 Up to £25,000 Up to £25,000 Up to £25,000 Up to £25,000 Up to £2,000,000 £20/1st 12 hrs up to max £200 Up to £5,000 Up to £1,000 Up to £25,000
HOW IS MY MONEY PROTECTED?
FINANCIAL PROTECTION We hold an Air Travel Organiser's Licence issued by the Civil Aviation Authority (ATOL number 6865). This means the air holidays in this brochure are ATOL protected. In the unlikely event of our insolvency, the CAA will ensure that you are not left stranded abroad and will arrange to refund any money you have paid to us for an advance booking. For further information visit the ATOL website at www.caa.co.uk/atol. If your holiday does not include flights, the insurance we have arranged through International Passenger Protection Limited will financially protect your holiday in the same way except where your contracted arrangements with us do not include transport to and from the UK. In this case, if already abroad, you will be returned to the point where your contacted arrangements with us commenced.
Section Medical Emergency & Repatriation Hospital Benefit Additional Accomm & Travel Costs Cancellation/Curtailment/Loss of Deposit Personal Luggage Single Article Limit Overall Valuables Limit Delayed Luggage Money & Documents Cash Limitation Personal Accident Loss of Limbs/Sight Permanent Total Disablement Death Personal Liability Travel Delay Abandonment after 12 Hrs Missed Outbound Departure Legal Protection
Winter 2007/08
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